ApoBank – Login Information (as of September 2025)


ApoBank – Notes on Account Integration and Login (as of September 2025)

Deutsche Apotheker- und Ärztebank (ApoBank) offers online banking for private and business customers. Account management is available via the online banking portal, the apoBank app, or banking software (e.g., HBCI/FinTS).


Login information for apoBank online banking:

  • Username: Your main VRKennung/apoKennung or your alias. New customers receive a 7-digit identifier as their username; alternatively, an alias can be assigned later.
  • PIN: Your self-chosen PIN (8 to 20 characters).
  • A TAN procedure (e.g., apoTAN+ app, photoTAN device) is required to authorize transactions and sensitive actions.
  • After several failed attempts, access will be blocked for security reasons. Unblocking is possible via support.
  • The login credentials are valid for both the online banking portal and the apoBank app.


TAN Procedures:

  • apoTAN+ App: Authorize transactions via the app on your smartphone (push TAN, biometric authentication possible).
  • photoTAN device: Generate TANs using a device, independent of your smartphone.
  • The setup and management of TAN procedures are done in the apoBank online banking portal.


Security Features:

  • Two-factor authentication is standard for all logins and transactions.
  • apoBank will never ask you for passwords or codes.


Note in case of problems with bank login via fino services:

  • Check your login credentials (username/apoKennung/alias and PIN) for apoBank.
  • Ensure that your TAN procedure (e.g., apoTAN+ app) is active and functioning.
  • Check whether third-party provider access is enabled and valid at your bank.
  • If the problem persists, have your login credentials, TAN procedures, and third-party provider access checked by apoBank.

Help pages & further information:

apoBank Online Banking (Login)

TAN procedures at apoBank

apoTAN+ App & photoTAN device

Support & contact for apoBank